Testimonials | Lighthouse Advisory Services

Client Testimonials

I have had the pleasure of contracting Lighthouse Advisory Services to perform a complete review and evaluation of our commercial real estate portfolio.  We looked at several larger firms during our due-diligence and selection process however the skill set of Lighthouse fit perfectly with our desired scope of work.  We worked side by side during their review.  They were open to feedback but held strong in their convictions.  Their expertise covered all of the vital areas of review, origination, underwriting, and accounting treatment of ALLL.  We were very impressed by the work product.  The amount of data collected during their review was unbelievably valuable in our ongoing monitoring of the portfolio.  Our financial institution is now better equipped to be proactive to the changes in the economy and the commercial real estate market.  I have and will continue to recommend Lighthouse has as a value added service to any financial institution.

John Bretthauer
Chief Lending Officer
California Credit Union

I had the opportunity to work with the Lighthouse team on the sale of a note that we had held for some time. The team was very diligent and professional and worked with the purchaser to enable us to sell the note in a timely and efficient manner. I look forward to working with the team in the future.

Jay Wardlaw
Director – Real Estate Structured Finance
Bank of America Merrill Lynch

We were very impressed with the professionalism and thoroughness of the Lighthouse team.  Working on a short timeline, they completed the report before the promised deadline.  The partners were easy to work with, and diligently created an accurate report that met the expectations of our examiners and management team.

Robert Reck
First Vice President
North Island Credit Union

We had the pleasure of working with Lighthouse Advisory Services for a review of our commercial real estate loan assets.  The output was very informative and thorough, providing an excellent viewpoint on the credit risk embedded within the portfolio.  In addition to the credit review, an overview of portfolio stratifications was provided to evaluate and highlight concentration risks.  We look forward to working with Lighthouse Advisory Services in a future opportunity.

Syd Libsack
Manager – Secondary Loan Markets
Delta Community Credit Union

We had the pleasure of working with Lighthouse Advisory Services for a review of our commercial real estate loan assets.  The output was very informative and thorough, providing an excellent viewpoint on the credit risk embedded within the portfolio.  In addition to the credit review, an overview of portfolio stratifications was provided to evaluate and highlight concentration risks.  We look forward to working with Lighthouse Advisory Services in a future opportunity.

I’ve had a chance to work with the principals at Lighthouse for over four years.  I’ve also worked with a lot of companies that compete directly with Lighthouse.  The Lighthouse team consists of very smart guys who speak the language of debt.  They understand the math behind low versus high coupon debt, duration of short versus long term maturity debt, or the nuances between fixed versus floating rate loans, B notes versus mezz debt, enforcing lender rights in a judicial versus non-judicial foreclosure state, etc.  They are knowledgeable about loan or securitization covenants and what they all mean.  If you are a seller, you can trust that they will be able to understand the nuances of each loan and how they can best execute a sale of that asset.  Selling debt is not about contacting lots of potential buyers, but about finding the right buyers and selling the positive attributes of that loan to resistant buyers.  If you are a buyer, you can trust Lighthouse to source other data or information that supports a buyer’s offered price as being fair.  Also, I need to leverage my time so when I need to gain access into places I can’t easily access, I call Lighthouse and utilize their efforts.  Smart people want smart advisers and Lighthouse checks that box.

Joseph M. George
Senior Vice President
LBA Realty